COMMENTARY

Never mind what's going on in the stock market. It's all stacked against you from the start and in a dog eat dog world, you're just a puppy. Go to CASH and stay there.

What you should be doing is calling your Senators (mostly Senators since they are more beholden to special interests) and Congressmen (have been more attentive when I have called) each week demanding that they tell YOU what they are doing to help YOU. Remember, YOU are paying their salaries, not JPM, GS or CAT, YOU.

Some suggestions for your call:

1) why are you wasting my taxpaying dollars having hearings on who told what to whom in regards to BofA and Merrill Lynch, something that took place in September of 08. I want to know why you aren't dragging GS in now demanding the reasoning behind their RECORD bonus payouts scheduled for 2009 when the American economy is in the worst recession since the 30's.

2) why is Citi increasing salaries on its employees while average americans are LOSING their jobs.

3) why aren't you demanding that these banks lend US money when the Fed is lending them money at .25% rates to LEND

4) what are you doing to help me declare bankruptcy or restructure my debt? What kind of loan are you going to get me?

5) why are you letting banks sit on their toxic assets AND sit on homes that need to be foreclosed when any ijiot can see that the housing and commercial real estate markets are never going to recover to the levels of when they sold them so taxpayers will have to bail them out again later, OVER MY DEAD BODY?

6) why are you letting JPM charge us 5% on balance transfers?

7) Hearings are scheduled to start on changing disclosure rules of fees etc., on 401K's. You know they will be a waste of time, the financial industry is in your back pocket. I want you to declare an END to 401K's and we will use IRA's instead. Raise the IRA limits to meet 401K's. This is what is BEST for consumers. What are you going to do to help me better protect my money for my retirement from these crooks?

8) what is your plan if California goes bankrupt in July. What will this mean for Ner Jerseyans?

9) why am I continuing to pay you for doing absolutely nothing for ME and everything for THEM?

*feel free to add any questions you may have in the comments section below....

Senator Lautenberg (202) 224-3224
Senator Menendez 202.224.4744

*FYI: I called both Lautenberg and Menendez today questioning what they were going to do about JPM charging us a fee on balance transfers and bankruptcy changes and various other things. I did not get a chance to speak w/their financial people but I voiced my outrage, albeit politely as possible, and they listened. So make the CALL....it will make YOU feel better.